Commercial Insurance

At Jessie Insurance Agency, we understand that every business has unique risks and challenges. Whether you’re a contractor, retailer, manufacturer, or professional service provider, we partner with you to design a customized insurance package that protects your assets, employees, and future. With access to over 25 top carriers through Keystone Insurers Group, we have the tools to find solutions for even the most complex risks.

Your business is more than just a source of income—it’s the result of your hard work and dedication. Commercial insurance is essential for safeguarding your assets, employees, and future growth.

Protects Against the Unexpected

Every business faces risks, from natural disasters to theft. Commercial insurance ensures you’re financially protected when the unexpected occurs, so your business can recover and thrive.

• Coverage for repairing or replacing damaged property.
• Protection from financial losses due to theft or vandalism.
• Security against disasters like fires, storms, or floods.
  

Shields Against Liability

Accidents and mistakes can happen, and liability claims can be costly. Commercial insurance offers the financial protection your business needs in these situations.

• Covers legal expenses for claims of injury or property damage.
• Protects against lawsuits from customers, clients, or third parties.
• Extends liability coverage to employees and contractors.
  

Supports Employee Well-Being

Your employees are the backbone of your business. Workers’ compensation and group health insurance protect them and ensure compliance with legal requirements.

• Provides benefits for workplace injuries or illnesses.
• Promotes a safer, more productive workplace.
• Attracts and retains top talent with comprehensive benefits.
  

Mitigates Financial Risks

From cyberattacks to white-collar crime, businesses face increasing threats. Commercial insurance helps you manage these risks and avoid significant financial loss.

• Protects against cyber breaches, data theft, and online fraud.
• Covers financial losses from forgery, fraud, or embezzlement.
• Offers peace of mind during periods of economic uncertainty.
  

Provides Peace of Mind

Running a business comes with challenges, but the right commercial insurance gives you confidence to focus on growth and success.

• Ensures your assets, employees, and liabilities are covered.
• Reduces financial strain from unexpected events.
• Provides a safety net so you can focus on your goals.
  

Commercial insurance includes a range of coverage options tailored to your needs:

What Does Commercial Insurance Cover?

Understanding Commercial Insurance Policies

We provide specialized coverage to address your industry’s unique risks:

• Errors & Omissions Insurance (E&O): Protects businesses that offer advice, recommendations, or services from claims of negligence or mistakes.
• Employment Practices Liability Insurance (EPLI): Covers legal costs from claims of discrimination, harassment, or wrongful termination.
• Inland & Ocean Marine Insurance: Provides coverage for goods in transit, whether on land or across open waters.
• Commercial Crime Insurance: Shields your business from financial losses due to theft, fraud, or forgery.
• Surety Bonds: Ensures project completion and financial guarantees for your business operations.