Farm Insurance

From small family farms to large commercial operations, your farm is more than a business—it’s your livelihood. At Jessie Insurance Agency, we help farmers in Campbellsville, Lebanon, and across Central Kentucky protect their land, equipment, and livestock with customized farm insurance solutions. Whether you’re managing crops, raising livestock, or both, we’ll work with you to ensure your farm is covered.

Do I Need Farm Insurance?

Farming is filled with unique risks, and the right insurance can protect your investment. Farm insurance is essential because:

Protects Against the Unexpected

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Farming relies on uncontrollable factors like weather, pests, and market conditions. Farm insurance ensures you’re financially protected when the unexpected happens.

  • Covers damage from natural disasters like storms and floods.
  • Protects against loss of livestock or crops.
  • Safeguards against theft or vandalism.

Meets Lending Requirements

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If you’ve financed land, equipment, or buildings, lenders often require farm insurance to protect their investment.

  • Ensures compliance with loan agreements.
  • Protects against loss of income from damaged assets.
  • Provides security for future farm operations.

Covers Liability Risks

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Farms can pose risks to visitors, employees, and neighboring properties. Liability coverage shields you from financial loss due to accidents or lawsuits.

  • Covers injuries that occur on your property.
  • Protects against damage caused by farm operations.
  • Pays for legal expenses if you’re sued.

Farm insurance combines multiple coverage types into one comprehensive policy:

What Does Farm Insurance Cover?

Property Coverage

  • Protects your home, barns, silos, and other structures.
  • Covers farm equipment like tractors and irrigation systems.

Crop & Livestock Coverage

  • Protects against loss due to natural disasters or disease.
  • Ensures your livelihood is protected during unexpected events.

Liability Coverage

  • Covers claims of injury or property damage related to your farm.

Farm Vehicle Coverage

  • Insures trucks, trailers, and other farm vehicles.

Understanding Farm Insurance Policies

Farm insurance can be tailored to your specific needs, no matter the size or type of your operation. Common options include:

  • Small & Family Farms: Designed for smaller operations, these policies cover personal property, equipment, and liability.
  • Large-Scale & Commercial Farms: Customized packages that include broader coverage for employees, large equipment, and multiple locations.
  • Specialized Coverage: Crop insurance for weather-related losses. Livestock insurance for disease outbreaks or accidental deaths. Farm income protection to safeguard your financial stability.